SocraticGadfly: Christians? You got an Obamacare loophole — if you want it

February 26, 2011

Christians? You got an Obamacare loophole — if you want it

You don't have to have health insurance coverage if you sign up for a dubious alternative called a health sharing program.

How dubious? This dubious:
Although they have procedures for dealing with coverage disputes, they're largely unregulated by state insurance departments that oversee private carriers.
And this dubious:
If Medi-Share is an insurance alternative, its guidelines carry an eye-catching disclaimer:

"The payment of your medical bills through Medi-Share or otherwise is not guaranteed in any fashion." Members remain solely responsible for payment.
Indeed, the main part of the story, the hook, is about Medi-Share refusing to pay for brain tumor surgery, and even eventually winning an arbitrator's decision on the matter based on its claimed inability to pay.

And this dubious, in terms of Christian brotherly love:
Nevada pastor Michael Rowden sued Medi-Share over its refusal to pay for treatment of a heart condition. He eventually reached a settlement. "I was actually embarrassed to be associated with them," he said.
So, how does it "work," using that word theoretically? Here's how:
Every month, they pay a fixed "share" to cover the medical expenses of members in need. The cost usually is less than private insurance, but it's not tax deductible. Members use a network of medical providers.
OK, so .... being a hypothetical devil's advocate here ...

What if Muslims, especially based on their history of nonbank lending networks and such, started something similar and got an exemption from Obamacare?

Conservatives would go apeshit. They would probably claim the exemption was because Obama was indeed a Muslim himself. The practice would be touted as proof of sharia law in America.

And, tell me again, how Christians are being "persecuted"?

That said, I seriously expect about the same number of Christians to sign up for this as who drive without auto insurance or who own homes without insurance (or without lightning rods).

The sad part, per my "persecution" crack, is the pandering involved by Members of Congress (and, indirectly, the "Muslim" Obama Administration). That said, by not supporting a single-payer system, or at least making it an option, Team Obama opened itself up to loopholes like that. And, because the Obama Administration has trumped BushCo on faith-based initiative spending and indulgence, I bet Preznit Kumbaya actually isn't at all saddened by the existence of this loophole.

No comments: