Convert delinquent mortgages to rentals?

That’s the latest housing prop-up fix coming from the Obama Administration. Not totally bad; could be better if at least a partial rent-to-own conversion option were made part of it. Not to let delinquent buyers 100 percent off the hook, of course, but, a “carrot” of some sort, in part to keep them interested in not trashing out what could still become their house some day.