Judging by a new-found willingness to do short sales rather than foreclosures, htey're either feeling more heat from a proposed tougher settlement on mortgage fraud, getting some financial brains that this actually helps them, or a bit of both.
I personally think it's more feeling the heat than financial brains. And, right now, these aren't much more than pilot programs, and not yet well thought out or well targeted. So, don't get too excited yet.
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