True to form, Dems are dismissing the NYT story about high ACA deductibles as exaggerated.— Doug Henwood (@DougHenwood) November 15, 2015
What concerns, you may say?
Concerns as reported by this New York Times piece. It's simple, as the story explains:
But for many consumers, the sticker shock is coming not on the front end, when they purchase the plans, but on the back end when they get sick: sky-high deductibles that are leaving some newly insured feeling nearly as vulnerable as they were before they had coverage.
“The deductible, $3,000 a year, makes it impossible to actually go to the doctor,” said David R. Reines, 60, of Jefferson Township, N.J., a former hardware salesman with chronic knee pain. “We have insurance, but can’t afford to use it.”
This has been a concern that has been in the weeds for a few years.
How many people does this effect? More than 50 percent in many states.
Dear Leader himself has no problem in talking about how cheap Obamacare plans are. He remains studiously silent about the cost of deductibles.
And, again, this isn't isolated:
In Miami, the median deductible, according to HealthCare.gov, is $5,000. (Half of the plans are above the median, and half below it.) In Jackson, Miss., the comparable figure is $5,500. In Chicago, the median deductible is $3,400. In Phoenix, it is $4,000; in Houston and Des Moines, $3,000.And, it's not going to get any better.
Sara Rosenbaum, a professor of health law and policy at George Washington University who supports the health law, said the rising deductibles were part of a trend that she described as the “degradation of health insurance.”