Discount Double Check for White folks only? Redlining for Blacks

State Farm says: Discount Double Check is for White folks only, as it faces new racial discrimination lawsuits. As I said on Twitter, I hope Chris Paul stops doing commercials for them, at a minimum. Per the whole background, this is why Black folks, on average, don't have the same equity as White folks.

Then, you have folks like Wells Fargo redline you on mortgages, then folks like State Farm redline you on the insurance for whatever you do buy. So, you pay more in loan overhead and then get stiffed on damage claims.

And, this all gets back to Dear Leader Obama.

I said, when he pushed for Obamacare, that it was guaranteed to be a failure without a federal department of insurance regulation. (Of course, America's Health Insurance Plans wouldn't have wanted that.) 

Such a department could obviously, if authorized, have regulatory authority over other types of insurance besides health insurance. And, given that people get sick in states other than where they live, or drive cars in states other than where they live, this would be proper under the Interstate Commerce Clause.

I'm surprised that Wells Fargo, when it originated these redlining mortgages, didn't pair up with insurers like State Farm that it thought would be more likely to not pay out on Black claims. Maybe it DID and we just don't know about it yet.

Beyond all of the above? IMO, on car insurance (as a renter, I don't have homeowners) State Farm is overpriced to boot.