Texas targeting uninsured drivers – but not car insurance companies

Three years after the Texas Legislature passed a bill to crack down on uninsured drivers, the state will start to crack down on uninsured drivers.

But, as usual with the business-suckup Texas Lege and state regulatory agencies, there’s not a peep about cracking down on car insurance companies.

After all, the new law gives insurers, as a unit, a captive audience.

And, we all know what has resulted from state insurance commissioners’ get-tough talk with homeowners’ insurance companies the past several years.

Enjoying those big insurance savings from Farmers yet?

Oh, by the way, MADD’s argument that drunken drivers are less likely to have insurance than others is specious at best and empirically unsubstantiated at worst. (Do they offer any evidence on this claim? Not in the story.)

Mothers Against Drunk Driving was founded on a noble purpose and did good work in its early years. But, it’s moved from that in the direction of broader neo-prohibitionism in general and sticking its nose into areas outside its original mandate.

Surprisingly, the head of the state auto insurers’ trade group says his members aren’t that enthusiastic.

What both the Lege and MADD are ignoring is:

The percentage of uninsured drivers who are illegal immigrants.

Enough said.